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Using Rule Ensembles in Small Business Lending
Session Time and Date
Wednesday, May 24th from 3pm – 4pm CDT
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Small businesses have a very difficult time getting access to the funding they need to help grow their businesses. At Intuit, we are trying to make the process much easier for our small business customers. One of the ways we do that is by helping them benefit from their data that they have collected in our accounting software. With their permission, we utilize that data to predict when they may need financing, which lender(s) they are most likely to get approved by, and how likely they are to pay off the loan.
A rule ensemble offers the benefits of dealing easily with missing data, being “explainable”, and producing good results. In this talk, I will describe what a rule ensemble is, and then I will explain how and why we use it for models in small business lending.